Policy
CALDRA-2027-FM-001
IN_FORCE
Premium
$4.2M
bound at silver
Live Tier
gold
84.6 composite MCS
Renewal Δ
-$334.4K
if next renewal binds at live tier
Term ends
Jan 10
Renewal review T-90
Limits & deductibles
| Per-turbine limit | $4,500,000 |
| Per-event aggregate | $5,000,000 |
| Annual aggregate | $25,000,000 |
| Deductible / claim | $50,000 |
| Fleet deductible | $250,000 |
| PG baseline | hybrid |
| Waiting period | 14 days |
Tier ladder
platinum
MCS 90+
-22%
—
gold
MCS 80–89
-16%
reached
silver
MCS 70–79
-8%
reached
standard
MCS 60–69
baseline
reached
Claims · 12 months
3 · $482.2K paid · $590.5K reserved
| FNOL | Class | State | Root cause | Paid | Cycle |
|---|---|---|---|---|---|
| 3/11/2026 | machinery breakdown | paid | drivetrain critical alarm | $362,400 | 16d |
| 3/11/2026 | property | paid | leading edge erosion cat3 | $119,800 | 22d |
| 3/11/2026 | business interruption | settlement offered | structural crack propagating | — | —d |